Our Mission

Church Extension Fund is a ministry of partnering Christians to make resources available for members and churches of the Michigan District in carrying forward the Great Commission.

Connecting Generations in a Christian Legacy

The Michigan District Church Extension Fund enjoys a rich tradition of consistent growth that now spans four generations of Lutherans. Church Extension Fund (CEF) is a ministry – a community of Lutheran investors – that serves as the primary source of capital funding for Lutheran churches and schools in Michigan. CEF provides affordable, low-interest loans for buying, building, expanding, renovating and equipping churches and schools for the preaching and teaching of God’s Word.

Beyond this important work, Church Extension Fund provides its investors with competitive investment options through a host of financial investment products. When you put your funds into CEF, you can take satisfaction in knowing that you are investing in not only your family’s future, but also in the future of the Lutheran Church in the Michigan District.

We invite you to explore further and discover how CEF can help you reach your savings goals. Together, with our investments and God’s grace, we may sustain this vital connection and assure the legacy for generations to come.

Total Loans
Current Projects


Invisible Legacies
Jun 01, 2017

David Green, the Founder of Hobby Lobby, had some interesting insights in his new book, “Giving It All Away…and Getting It All Back Again: The Way of Living Generously”.  He talks about his upbringing in a pastor’s home, moving around from small town to small town, watching how his parents handled life

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Retirement Planning
May 01, 2017

Retirement planning can be confusing and it can be difficult to know where to start.  

When it comes to retirement planning the greatest challenge often is the wiring in our brains.

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