Our Mission

Church Extension Fund is a ministry of partnering Christians to make resources available for members and churches of the Michigan District in carrying forward the Great Commission.

Connecting Generations in a Christian Legacy

The Michigan District Church Extension Fund enjoys a rich tradition of consistent growth that now spans four generations of Lutherans. Church Extension Fund (CEF) is a ministry – a community of Lutheran investors – that serves as the primary source of capital funding for Lutheran churches and schools in Michigan. CEF provides affordable, low-interest loans for buying, building, expanding, renovating and equipping churches and schools for the preaching and teaching of God’s Word.

Beyond this important work, Church Extension Fund provides its investors with competitive investment options through a host of financial investment products. When you put your funds into CEF, you can take satisfaction in knowing that you are investing in not only your family’s future, but also in the future of the Lutheran Church in the Michigan District.

We invite you to explore further and discover how CEF can help you reach your savings goals. Together, with our investments and God’s grace, we may sustain this vital connection and assure the legacy for generations to come.

Total Loans
Current Projects


How is Church Extension Fund serving congregations these challenging times?
Feb 01, 2017

Our congregation and others in our area are no longer growing. We seem to be in an era of change regarding the importance of “going to church”.  Today, our church building that has housed many faithful members for decades has more space than we need for doing our ministry. How is Church Extension Fund adjusting to these challenging times?

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What Your Will or Trust Reveals
Jan 01, 2017

We have all heard the story.  Mom or Dad have passed away but never took the time to make their thoughts known by writing a Will.  But now you have to deal with the aftermath.  

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