Our Mission

Church Extension Fund is a ministry of partnering Christians to make resources available for members and churches of the Michigan District in carrying forward the Great Commission.

Connecting Generations in a Christian Legacy

The Michigan District Church Extension Fund enjoys a rich tradition of consistent growth that now spans four generations of Lutherans. Church Extension Fund (CEF) is a ministry – a community of Lutheran investors – that serves as the primary source of capital funding for Lutheran churches and schools in Michigan. CEF provides affordable, low-interest loans for buying, building, expanding, renovating and equipping churches and schools for the preaching and teaching of God’s Word.

Beyond this important work, Church Extension Fund provides its investors with competitive investment options through a host of financial investment products. When you put your funds into CEF, you can take satisfaction in knowing that you are investing in not only your family’s future, but also in the future of the Lutheran Church in the Michigan District.

We invite you to explore further and discover how CEF can help you reach your savings goals. Together, with our investments and God’s grace, we may sustain this vital connection and assure the legacy for generations to come.

Total Loans
Current Projects


What is the CEF BRAND?
Nov 01, 2017

What is the CEF BRAND?

Is it our logo, our name or our investment products?  How about our color or website? Is it our catchy tag line? Is it our letterhead or the way we answer the phone?

see more
There is a Plan
Oct 01, 2017

There is a Plan!

Putting together a plan makes us evaluate a situation, look at the various options available and decide which direction provides the outcome we hope to experience.  Circumstances can occur along the way to make us adjust our best laid plans, but there is a much better chance of success if the planning takes place.  If we look closely, there are numerous plans in our lives.

see more