Our Mission

Church Extension Fund is a ministry of partnering Christians to make resources available for members and churches of the Michigan District in carrying forward the Great Commission.

Connecting Generations in a Christian Legacy

The Michigan District Church Extension Fund enjoys a rich tradition of consistent growth that now spans four generations of Lutherans. Church Extension Fund (CEF) is a ministry – a community of Lutheran investors – that serves as the primary source of capital funding for Lutheran churches and schools in Michigan. CEF provides affordable, low-interest loans for buying, building, expanding, renovating and equipping churches and schools for the preaching and teaching of God’s Word.

Beyond this important work, Church Extension Fund provides its investors with competitive investment options through a host of financial investment products. When you put your funds into CEF, you can take satisfaction in knowing that you are investing in not only your family’s future, but also in the future of the Lutheran Church in the Michigan District.

We invite you to explore further and discover how CEF can help you reach your savings goals. Together, with our investments and God’s grace, we may sustain this vital connection and assure the legacy for generations to come.

Total Loans
Current Projects


There is a Plan
Oct 01, 2017

There is a Plan!

Putting together a plan makes us evaluate a situation, look at the various options available and decide which direction provides the outcome we hope to experience.  Circumstances can occur along the way to make us adjust our best laid plans, but there is a much better chance of success if the planning takes place.  If we look closely, there are numerous plans in our lives.

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Writing a Will Won't Jinx You
Sep 01, 2017

Writing a Will Won’t Jinx You!

 According to a recent survey done by Michigan State University for the Planned Giving Roundtable of Southeast Michigan, less than half of Michigan adults have written a Will or Revocable Living Trust.  A 2016 Gallup poll showed 1/3 of people 65 or older don’t have a Will or Trust.  Are you included in the statistics?  What is your reason for putting it off?  Many people don’t like facing their own mortality by planning for their future.  Writing your Will doesn’t mean you’ll die – tomorrow!

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